272 Bath Street

Glasgow, G2 4JR

0800 316 5958

Our Services

Commercial Mortgages

If you are looking to purchase, refinance or renovate commercial premises we can tailor make a package to suit your individual needs. We have an extensive panel of funders and have access to a wide range of products and terms which will give you flexibility. Together we can discuss all your available options; thereafter you will be in a position to make an informed decision.

Investment Mortgages

Are you involved in the property investment market? We are able to support new enquiries and refinancing of existing investments including Residential Buy to Let, Commercial and Semi-Commercial properties. Our extensive panel of funders can support single acquisitions through to multi-million pound portfolios. We have access to a range of investment products and terms to give you the flexibility required to either start or grow your property portfolio.

Development Finance

Each development is unique and you can find it difficult to find the funding package to support your requirements. Our panel of funders include specialist lenders who can support you within the commercial and residential property market. We have access to a wide range of finance support options allowing you to tailor a bespoke solution.  We can source funding for a wide variety of developments including Self-Build projects, custom built HMOs and Land Developments; both personal and corporate.

Short Term Finance

Do you need short term finance support?  Our panel of specialist funders support Investment, Commercial, Land Acquisition and Development Finance requirements.

Also know as “Bridging Finance”.

The most common use of these loans is to help fund a new house purchase while you’re waiting for your existing property to sell or there is a chain break.  Also for the need to re-finance an existing property quickly both residential or commercial.

Bridging loans can also be used to help you buy at auction.

Invoice Finance

Do you have the working capital you need to start or grow your business? Invoice finance is a facility that improves the cash flow within the business by unlocking cash held within invoices. As your turnover increases your invoice finance grows with you to support any additional working capital you may need. We have access to a whole of market panel and can support Factoring, Invoice Discounting, Payroll Finance and Trade Finance requirements for UK Importers.

Selective/Spot Factoring

Do you have an immediate or infrequent working capital requirement? By unlocking a particular debtor or group of debtors you can access the cashflow you require when you need it without the need to enter into a traditional factoring facility. You can even arrange cash release against a single invoice supporting your working capital when you need it.

Credit/Debit Card Factoring

Are you looking for a lump sum of cash to support the working capital of your business? Business cash advance is an alternative to traditional finance, if you take payments by debit or credit card you are able to raise a cash lump sum which can be used to help support your business. Repayment is an agreed percentage of your debit and credit card takings, and follows the performance of the business.

This is a cashflow friendly alternative and works well for businesses in the hospitality and retail sectors. Such as Hotels, Guest Houses, Restaurants, Cafes and Newsagents.

Also businesses looking to invest in stock, equipment or refurbishment.

Asset Finance

If you are investing in new assets for your business are you exploring all of the funding options available? Why tie valuable cash up in assets that could be used to support the working capital requirements of your business? By exploring a range of flexible asset finance solutions you can fund plant, machinery, IT equipment, cars, vans and HGV’s over an appropriate period can retain cash in the business to support your plans.

In the past we have also used this funding method in the Catering & Hospitality sector as there are many specialist lenders willing to support small, medium and large businesses in this industry.

Peer to Peer

Are you looking for fast and flexible cash to support a range of purposes including, working capital, new asset purchase, expansion, refurbishment or finance for one off costs peer to peer funding is rapidly becoming a real alternative to traditional funding. Businesses can borrow from £5k to £1m directly from individuals; unsecured loans are available up to £250k typically only requiring a personal guarantee.

Also known as Crowdfunding.

All Status Lending

Adverse Credit ?  Bad Credit Score?  No Previous Credit History?

Have you had bad credit in the past or are you experiencing difficult trading resulting in adverse credit? Alternatively, are you having a tough time accessing credit to support your business?

Given these circumstances, you are unlikely to raise the funds your business needs from the high street lenders; our whole of market panel will allow us to source and tailor make a commercial mortgage to meet your funding requirements.

Specialist funding available for Purchase or Re-finance.

Office Address: 272 Bath Street, Glasgow, G2 4JR M8 Commercial Ltd Registered Address: 272 Bath Street, Glasgow, G2 4JR. M8 Commercial Finance is a trading style of M8 Commercial Ltd. M8 Commercial Ltd is an independent Commercial finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. M8 Commercial Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. M8 Commercial Ltd is an Appointed Representative of AFS Compliance Limited, which is authorised and regulated by the financial conduct authority, firm no 625035.